Thursday, October 31, 2019

The Life of a Couch Potato Essay Example | Topics and Well Written Essays - 750 words

The Life of a Couch Potato - Essay Example Couch potatoes are so much better than office workers because of the amount of exercise that they have to do. If they feel a sudden urge to get something to eat, it’s a dash there and back to the kitchen faster than Usain Bolt! The calories that literally fall of the body of a couch potato cannot be underestimated. Couch potatoes don’t miss their favorite shows for anything in the world, but if they have to leave, then they will do so as fast as they can. I can understand that because I myself am like that sometimes, especially if something really good is on TV. Everything else just goes out the window! As a result, this means that there really is no need for couch potatoes to go on a fitness plan because they literally have one already. Compare this to the average office worker who sits in his office all day typing away. Occasionally he may have to go to another floor in the building! But what does he do? Does he take the stairs? No. He takes the elevator of course! Th is burns very few calories at all and is a complete sign of laziness. If the office worker would take after the couch potato, he could become a much fitter person. I could almost use couch potatoes as my inspiration when I am down at the gym! Couch potatoes also must make huge sacrifices when time demands it. I mean, can you imagine missing out on episode #463 of The Simpsons just to go to your kid’s music recital? The couch potato can’t even be sure that the DVD recorder won’t malfunction. This shows that, contrary to belief, couch potatoes can actually give up something that they value most when required. If only I was able to give up something that meant so much to me like this is for couch potatoes. Compare this to the average office worker who might ask for time of work to go to the same function. Lame! All he does is miss out on work that was there today and will be there tomorrow. He will still get his paycheck, so he really isn’t giving anything u p to be there. It is a natural human reaction to not want to give up anything, so I guess that office workers are just normal, while couch potatoes are that rare breed that always put others before themselves. Another reason why couch potatoes are so much better than office workers is because of the amount of commitment that the job requires. Couch potatoes are so engrossed in what they are doing that they wouldn’t notice an earthquake if it hit them! That takes guts, and couch potatoes sure have plenty of that. Some shows only come on once, so if you miss it the first time, there is no chance of ever watching that show again. Couch potatoes have a little alarm clock in their brains that tells them when their next favorite show is on. You can be sure that they will definitely be there at that time with the remote in hand and a bowl of ice cream in the other! I don’t know if I could be that committed for anything. It really is a special skill to block everything else ou t and focus and what you truly love to do. Compare this to office workers who only go to work for the money. As soon as they get a better job offer, you can be sure that they will be out of there faster than you can say â€Å"raise.† They have literally no commitment at all to their place of work, and would probably not be there if they weren’t getting paid for it. No one pays couch potatoes to sit and watch TV all day! Now,

Tuesday, October 29, 2019

Role of Industrilization in India Essay Example for Free

Role of Industrilization in India Essay INDUSTRILIZATION Industrialisation (or industrialization) is the period of social and economic change that transforms a human group from an agrarian society into an industrial one. It is a part of a wider modernisation process, where social change and economic development are closely related with technological innovation, particularly with the development of large-scale energy and metallurgy production. It is the extensive organisation of an economy for the purpose of manufacturing.[2] Industrialisation also introduces a form of philosophical change where people obtain a different attitude towards their perception of nature, and a sociological process of ubiquitous rationalisation There is considerable literature on the factors facilitating industrial modernisation and enterprise development. [3] Key positive factors identified by researchers have ranged from favourable politico-legal environments for industry and commerce, through abundant natural resources of various kinds, to plentiful supplies of relatively low-cost[citation needed], skilled and adaptable labour. China and India, while roughly following this development pattern, made adaptations in line with their own histories and cultures, their major size and importance in the world, and the geo-political ambitions of their governments, etc.. Meanwhile, Indias government is investing in economic sectors such as bioengineering, nuclear technology, pharmaceutics, informatics, and technologically-oriented higher education, exceeding its needs, with the goal of creating several specialisation poles able to conquer foreign markets. Both China and India have also started to make significant investments in other developing countries, making them significant players in todays world economy. Indian Industrialization The industrial policy of free India was first announced in 1948. This policy envisaged a mixed economy with an overall responsibility of the Government for the planned development of industries and their regulations in national interest. It stated the right of the state to acquire an undertaking. The public interest, and reserved an appropriate sphere for private enterprise. According to this policy Indian industries were classified into three groups. 1. The first category included arms and ammunitions, atomic energy, river valley projects, and the railways. There were to be directly under the management of the state. 2. The second category included coal, iron and  steel, aircraft, telephones, telegraphs, wireless, shipbuilding and mineral oils which were also to be the responsibility of the state. The private undertaking in these industries were to, however, continue for at least ten years. 3. The third category included the remaining industries, which were to be developed by private enterprise. NEED For INDUSTRILIZATION IN INDIA Industrialisation is the process of manufacturing consumer goods and capital goods and of building infrastructure in order to provide goods and services to both individuals and businesses. As such Industrialisation plays a major role in the economic development of underdeveloped countries like India with vast manpower and varied resources. Let us discuss, in detail, the role of industrialization in the Indian economy. 1. Raising Income: The first important role is that industrial development provide a secure basis for a rapid growth of income. The empirical evidence suggests a close correspondence between the high level of income and industrial development. In the industrially developed countries, for example, the GNP per capita income is very high at around $ 28,000. Whereas for the industrially backward countries it is very low at around $ 400 only. 2. Changing the Structure of the Economy: In order to develop the economy underdeveloped countries need structural change through industrialization. History shows that in the process of becoming developed economy the share of the industrial sector should rise and that of the agricultural sector decline. This is only possible through deliberate industrialization. As a result, the benefits of industrialization will ‘trickle down’ to the other sectors of the economy in the form of the development of agricultural and service sectors leading to the rise in employment, output and income. 3. Meeting High-Income Demands: Beyond certain limits, the demands of the people are usually for industrial products alone. After having met the needs of food, income of the people are spent mostly on manufactured goods. This means the income-elasticity of demand for the manufactured goods is high and that of agricultural products is low. To meet these demands and increase the economy’s output underdeveloped countries need industrialization. 4. Overcoming Deterioration in the Terms of Trade: Underdeveloped countries like India need industrialization to free themselves from the adverse  effects of fluctuations in the prices of primary products and deterioration in their terms of trade. Such countries mainly export primary products and import manufactured goods. The prices of primary products have been falling or are stable whereas the prices of manufactured products have been rising. This led to deterioration in the terms of trade of the LDCs. For economic development such countries must shake off their dependence on primary products. They should adopt import substituting and export oriented industrialization. 5. Absorbing Surplus Labour (Employment Generation): Underdeveloped countries like India are characterized by surplus labour and rapidly growing population. To absorb all the surplus labour it is essential to industrialise the country rapidly. It is the establishment of industries alone that can generate employment opportunities on an accelerated rate. 6. Bringing Technological Progress: Research and Development is associated with the process of industrialization. The development of industries producing capital goods i.e., machines, equipment etc., enables a country to produce a variety of goods in large quantities and at low costs, make for technological progress and change in the outlook of the people. This results in bringing about an industrial civilization or environment for rapid progress which is necessary for any healthy economy. 7. Strengthening the Economy: Industrialisation of the country can provide the necessary elements for strengthening the economy. In this regard the following points may be noted. (a) Industrialisation makes possible the production of goods like railways, dams, etc. which cannot be imported. These economic infrastructures are essential for the future growth of the economy. (b) It is through the establishment of industries that one can impart elasticity to the system and overcome the historically given position of a primary producing country. Thus, with industrialization we can change the comparative advantage† of the country to suit its resources and potentialities of manpower. (c) Through industrialization the requirements for the development of agriculture can be met. For example, improved farm-implements, chemical fertilizers, storage and transport facilities, etc., appropriate to our own conditions can be adequately provided only by our own industries. (d) The industrial development imparts to an economy dynamic element in the form of rapid growth and a diversified economic structure which make it a progressive economy. (e) Providing for Security:  Industrialisation is needed to provide for the country’s security. This consideration becomes all the more critical when some international crisis develops. In such situation, dependence of foreign sources for defence materials is a risky affair. It is only through industrial development in a big way that the national objective of self-reliance in defence materials can be achieved.

Sunday, October 27, 2019

Types of Employment Contracts and UK Employment Legislation

Types of Employment Contracts and UK Employment Legislation William Hayden Describe the different types of employment contract and how theyre formed. Employment law is highly complex area. There are five forms of employment contracts, these being: Part-time contract: Part time contracts are employment opportunities that offer fewer hours per week. These employees work rotational shifts, however, can be called when free and during annual leave. To be deemed part-time, workers generally must work under 30 hours per week. An example of which is a sales assistant at Lloyds Pharmacy; working three hours every week day. The advantages for the employer and employee is the simplicity of the contract; the employee works shorter hours and therefore cannot over extend themselves at work and the employer spends less of their wage budget on them. The disadvantages of this arrangement is that the employee receives less money and if they are effective in their role, the employer cannot use them permanently and can only use their abilities in correlation with their contract. Fixed-term contract: Fixed-term contracts are provided by employers agreeing that the contract will expire upon the end of a specified period or the completion of a job. An example of this could be a Christmas temporary contract in a retail store such as Ralph Lauren, keeping the employee in work over December. Fixed term contracts are advantageous as they provide the employer with extra staff in times where they are required, without over exercising their budget permanently upon the time of expiry. It aids the employees in the sense that it is temporary, therefore would be used to supplement an existing income. It is disadvantageous because it temporary and will eventually expire, like the disadvantages of part-time contracts. Agency staff: Agency staff belong to a business that is paying them to find workers for other companies for example, there can be IT agencies that actively look out for employing young potential workers and provide them with employment for the benefit of their patron. This aids the employee employers as it promoted bringing in young talent, however, the agency will not be able to benefit from the crop of youngsters being approached. Freelancers: A freelance worker is self-employed however hired externally by another company to complete a job. For example, freelance plumbers may be hired by other businesses to provide services without being a part of that business. This aids freelancers as they can work as they wish without the complications of being legally bound to the company they are providing services for. It is also helpful for the employers as they are signing off a single fee for the freelancer and do not need to concern themselves with wages. The negative side of this is the large sum of money that could potentially be paid up front. Consultants: A consultant is a person who provides other businesses or freelancers professional advice in exchange for payment. Most larger businesses hire their own consultants, an example of which are the Mercedes Benz legal consultants. An advantage of using a consultant is that they provide the firm with a greater scope of knowledge regarding a certain business venture however, it is risky as it relies placing trust in one individual in a decision that could prove imperative regarding the progression of a business. Contractors: Contractors are usually organisation that work similarly to freelancers, seeking contracts from other businesses. An example of which could be a construction firm who are hired by the council to redevelop state schools. An advantage of the use of contractors is the fact a firm can bring in specialists who can carry out a specific job they themselves are unable to. A negative aspect of this is the lump-sum feed needed to facilitate the task. Zero hour contracts: Zero hour contracts are contracts that do not have specified hours or shifts. They are simply the agreement to be available when needed at short notice by their employers in the event any other member of staff cannot attend or more staff are required in a busy period. An example of a zero-hour contract is also seen in Lloyds Pharmacy; individuals who are called when another is either late or cannot attend. Zero hour contracts are good for an individual to quickly work without the restrictions of routine shifts, the negative aspect of this is the fact it is not a reliable source of income for an employee as they lack consistency with their hours. Separating legally binding contracts from other agreements requires an identified offer. The must be identified via the means of advertisement being classed as invitations to treat. Additionally, the employer making the contract offer to potential employees must have necessary authority to do so. Conditions within offers of employment must be met once documented for the contract to become valid; an example of which could be x amount of GCSEs needed for acceptance. Any promises made by the employer towards the employee in interview conditions are legally binding. Both parties MUST gain from the contract; the employer acquiring the work of the employee and the employee guaranteeing an income. This is known as consideration. If the parties intentionally decide that the contract is not legally binding when it is drafted, it will not be able to be later enforced in court. Mistakes and misrepresentation from the parties mean that a valid contract can be brought to court. All terms of a legally binding contract must be documented in writing with signature proof; this is known as written terms. P2 Describe the impact of current legislation and regulations on two contracts; for example minimum wage, flexible working provisions and disability provisions. Impact of current legislation and regulations on zero-hour contracts The utilisation of zero-hour contracts provide flexibility in both the employer employees situations, although cannot be viewed as a permanent arrangement unless there is a justifiable excuse for doing do. By law, they are not appropriate if the job requires the employee to work regularly for a continuous amount of time on a permanent basis; this has an adverse effect on the employer as it means that if they like the employee want to see them work more frequently then they must first offer them a new contract which is problematic. An example of this is if an individual is required to work from 8-1 on a Monday to Wednesday over the course of a working year. In this instance, the Prevention of Less Favourable Treatment regulations would decide that the employee is entitled to a full-time role. Zero-hour contracts additionally do not grant employers with the right to evade all responsibility. Staff, despite their contracts, must be entitled to full employment rights and need to be lawfully treated. An example of which means that employers cannot deny those who work under zero-hour conditions perks such as sick-leave and equal pay. This impacts employers closely as it means that they must ensure the employees operating on zero-hour contracts are treated with the same degree of fairness all others are, else they are breaching the Prevention of Less Favourable Treatment regulations and face harsh fines negative publicity. Zero-hour contracts are inappropriate to be used as the backbone of a business. They are only useful for spontaneous or unexpected events that occur; for example emergency leave from over staff. By this logic, zero-hour workers can only be used irregularly limiting the progression the employee can have in that business as regulation limitations impede the c ompany from excessively using them.

Friday, October 25, 2019

Social Security Essay examples -- essays research papers

SOCIAL SECURITY   Ã‚  Ã‚  Ã‚  Ã‚   The purpose of Social Security is to provide for the material needs of individuals and families, to protect aged and disabled persons against the expenses of illnesses that may otherwise use up their savings; to keep families together; and to give children the chance to grow up healthy and secure.   Ã‚  Ã‚  Ã‚  Ã‚  As I write this term paper, I will discuss the following topics, related to Social Security: 1.  Ã‚  Ã‚  Ã‚  Ã‚  A brief history of Social Security. 2.  Ã‚  Ã‚  Ã‚  Ã‚  Types of Social Security benefits. 3.  Ã‚  Ã‚  Ã‚  Ã‚  How Social Security is financed. 4.  Ã‚  Ã‚  Ã‚  Ã‚  How you earn Social Security work credits. 1.  Ã‚  Ã‚  Ã‚  Ã‚  A brief history of Social Security: 06/08/34  Ã‚  Ã‚  Ã‚  Ã‚  Federal legislation to promote Economic Security was recommended in President Franklin D. Roosevelt’s message to Congress. 06/29/34  Ã‚  Ã‚  Ã‚  Ã‚  President Roosevelt created the committee on Economic Security to study the problems related to economic security and make recommendations for a program of legislation. 01/17/35  Ã‚  Ã‚  Ã‚  Ã‚  The Committee on Economic Securities’ recommendations were introduced in the 74th Congress. 04/19/35  Ã‚  Ã‚  Ã‚  Ã‚  The Social Security Act was passed in the House of Representatives by a vote of 372 to 33. 06/19/35  Ã‚  Ã‚  Ã‚  Ã‚  The Social Security Act was passed in the Senate by a vote of 77 to 6. 08/14/35  Ã‚  Ã‚  Ã‚  Ã‚  The Social Security Act became law with President Roosevelt’s signature. 08/23/35  Ã‚  Ã‚  Ã‚  Ã‚  The Senate confirmed the president’s nomination of the original members of the Social Security Board, John G. Winant, Chairman, Arthur J. Altmeyer, and Vincent M. Miles. 10/14/36  Ã‚  Ã‚  Ã‚  Ã‚  The first Social Security field office was opened in Austin, Texas. 11/09/36  Ã‚  Ã‚  Ã‚  Ã‚  The Baltimore Office for Record Keeping Operations opened in the Candler Building. 11/24/36  Ã‚  Ã‚  Ã‚  Ã‚  Applications for Social Security account numbers were distributed by the post office. 01/01/37  Ã‚  Ã‚  Ã‚  Ã‚  Workers began to acquire credits towards old-age insurance benefits. 01/37  Ã‚  Ã‚  Ã‚  Ã‚  First application for benefits f... ...efits, How Social Security is Financed, and How you earn Social Security Work Credits. The clock is ticking for the Social Security System with a gigantic baby boom generation approaching retirement age, Social Security faces a funding crisis. By about 2012 more money will be going out to Social Security recipients than will be coming in from workers payroll taxes. The system’s trust fund can cover the difference for a while, but by about 2032 the trust fund will be empty and the program will no longer be able to meet all of its obligations. Historically, politicians have had a simple, consistent position on Social Security, do nothing. However, a spirited bipartisan debate is raging in Capital Hill and across the nation, over a handful of possible changes, all of which were considered unthinkable a few years ago: 1) Cutting benefits across the board (or just for the wealthy). 2) Raising the payroll tax across the board (or just for the wealthy). 3) Raising the age at which retirees become eligible. 4) Investing the trust fund more aggressively. 5) Letting workers contribute to personal security accounts that the government would manage (or that workers would manage themselves).

Thursday, October 24, 2019

Young People Need to Spend Less Money and Save More

Young People Need To Spend Less Money And Save More Human beings have different thoughts about their life. Some of them believe in enjoying life without considering anything, but some others believe in saving money for their future. But it is better for young people like me to save their money instead of spending it carelessly. Because young people have lots of expenses in the future, like education, unpredictable emergencies, besides that the job market is not steady. So it is better for youngers to save more and spend less.One of the reasons that make youngers to save money and spend less is education expenses. Education is expensive so young people like me cannot totally depend on our parents to pay all the bills. We have tuition, books, maybe rent and other educational expenses to pay for. Even though our parents help us, but we have to pay part of it. So we should save some of our money for that. The other reason that saving money in youngers is better than spending it carelessl y is emergency situations.Emergencies could occur any moment. For example one of our family member may need help and we will have to give them money, or one of our parents might have an unexpected injury or serious illness and they could not go to work for some time so we must have some savings for that emergency moments in our life. Besides that there is other reason for younger people to save more and spend less and it is the oscillation of the job market. The job market is not steady, specially these days.Due to oscillation in the job market we cannot predict what will happen next. For example one of my friend lost her job due to recession. She did not get a job for about one year and a half, but she had savings so she was able to overcome that bad situation, like paying rent, grocery, car loan and other bills. Without an income it is difficult to pay for these. It shows that if she did not have the habit of saving money, then she could not have managed hat situation. In the conc lusion I must say that saving is a very good tendency for young people and it will never let a person down. You must plan a head. Youngers should know they will have expenses for their schooling, they also should know that they might be confront with an unexpected emergencies in life, besides that they know the oscillation of the job market so they must be prepared. They need to save money for these events.

Tuesday, October 22, 2019

How to Get Your Finances On Track in 2017

How to Get Your Finances On Track in 2017 Feeling like there’s never enough money or time? Want to get healthy or plan for the future? Try these steps to take charge of your life and build some real progress in the new year, while lowering your taxes so you’ll have more of your hard-earned fruits to enjoy for all that labor. 1. Spend money to make moneyGetting professional help to lose weight or quit smoking can pay off in the long run. So can soliciting proper legal advice on contracts and finances. So can giving to charity. All of these things are often tax-deductible ways to make your money work for you- and help you to grow. Oh, and shell out for a tax pro to help you out come tax time, too.2. Get organizedTrack your travel miles, your donations, and your time, and keep a clear log in an easy-to-remember place for tax time. You’ll be glad you did. Remember to keep your receipts so you can itemize. As intensive as it sounds, it can be worth the effort.The next time you see anything that might be relev ant to end-of-year tax prep, start gathering it together in dedicated envelopes. That way you won’t be digging around for things at the 11th hour.3. Plan your financial planningLook at your stock portfolio and your retirement accounts (if you have ‘em!) and make sure you’ve got everything in order. Are you making all the smartest bets? And if you don’t have an IRA consider getting one; you’ll have until April 18Â  to fund it, and you can deduct it on your 2015 taxes.4. Optimize your givingWhether to charity or to yourself, giving will get you there faster and keep your tax bill down in the process. You can do your part and beef up your savings in the process.